monthly burn $459 annual: $5,508

EMR / Practice Management

Typical range: $149 - $700/month

I pay $349/month for an all-in-one because it folds in billing, phones, and messaging. A leaner EMR plus separate services is just as valid if you'd rather not put everything with one vendor.

Billing Service

Typical range: $500 - $2,500/month (or 4-8% of collections)

Integrated billing engines have gotten good enough that many solo docs can skip the separate service. If you have a biller you trust at a fair rate, keeping them is a legitimate call.

Phone / Answering

Typical range: $200 - $800/month

An AI phone agent (mine comes bundled with my EMR) or a modest answering service. Whatever you do, don't pay $800/month for this.

Patient Communication

Typical range: $100 - $400/month

Works best when it's built into your EMR. Standalone tools create data silos and ask patients to download yet another app.

Internet

Typical range: $80 - $200/month

Business-grade primary + cellular backup. Redundancy is worth the cost.

Fax

Typical range: $20 - $50/month

SRFax at $30/month. Simple, reliable, HIPAA-compliant.

Security

Typical range: $0 - $50/month

Bitwarden ($10) + Cloudflare Zero Trust (free). Most security essentials are free or cheap.

Accounting

Typical range: $0 - $50/month

Wave (free invoicing) + QuickBooks Self-Employed ($15/month).

Website

Typical range: $0 - $50/month

Squarespace ($16/month) for a simple, fast practice site. Don't over-engineer it.

Approach Monthly Cost Annual Cost Tools to Manage
Separate tools, picked without a plan (what I used to run) $2,500 - $4,000 $30,000 - $48,000 6 - 10
Lean best-of-breed (cheap EMR + biller you trust + a few small tools) $700 - $1,200 $8,400 - $14,400 4 - 6
All-in-one EMR + a few small tools (what I run now) $500 - $700 $6,000 - $8,400 3 - 5